How to Open a Roth IRA & Actually Start Investing

Opening a Roth IRA is only step one. You still have to actually invest the money inside it.

I created this free step-by-step Roth IRA guide for anyone who knows they should probably start investing but feels overwhelmed by what to actually click, choose, or do next.

It walks you through the entire process—from opening and funding a Roth IRA to making your first investment inside the account, with screenshots to help you follow along.

With the guide, you’ll learn how to:

✅ Open a Roth IRA and understand what you're actually signing up for.

✅ Add money to your account and understand the difference between contributing and investing.

✅ Navigate the investing process without feeling like you need to understand every financial term first.

✅ Find an investment and place your first order with a step-by-step Fidelity walkthrough.

✅ Understand common investing terms like stocks, index funds, ETFs, diversification, expense ratios, and more.

No investing experience required. No need to become a stock-picking expert. Just a simple, visual walkthrough designed to help you understand the process and take your first step.

Because putting money into a Roth IRA doesn't automatically mean it's invested. This guide shows you how to go from opening an account to actually putting your money to work.